Mẹo Hướng dẫn All of the following vehicles can be insured under an unendorsed personal auto policy EXCEPT 2022
Bạn đang tìm kiếm từ khóa All of the following vehicles can be insured under an unendorsed personal auto policy EXCEPT được Cập Nhật vào lúc : 2022-10-19 16:20:21 . Với phương châm chia sẻ Bí kíp Hướng dẫn trong nội dung bài viết một cách Chi Tiết Mới Nhất. Nếu sau khi đọc tài liệu vẫn ko hiểu thì hoàn toàn có thể lại Comment ở cuối bài để Admin lý giải và hướng dẫn lại nha.
Miscellaneous Type Vehicles — vehicles that have limited coverage under the unendorsed personal auto policy. Examples of these vehicles include motor homes, motorcycles or similar type vehicles, all-terrain vehicles, dune buggies, or golf carts. Broader coverage can be acquired for these vehicles via the miscellaneous type vehicle endorsement.
Nội dung chính
- Which of the following is not an insured under a personal auto policy?
- What is excluded in a personal auto policy?
- Which of the following would not be covered under a personal auto policy quizlet?
- Which of the following is covered under a personal auto policy?
Links for IRMI Online Subscribers Only:
PRMI 6
Set Details Share
created 6 years ago by Browner
10,868 views
Auto Insurance
Subjects:
business & economics,
insurance
show moreless
1
Which of the following statements about the liability limits of the PAP is (are) true?
2
Which of the following statements about the payment of defense costs by the PAP is (are) true?
3
All of the following are covered autos under the liability section of the PAP EXCEPT
nonowned van which is driven by the insured on a regular basis.
4
All of the following are insured persons under the liability coverage of the PAP EXCEPT
5
Which of the following persons is (are) covered for liability insurance under the PAP?
family thành viên who occasionally drives a friend’s auto
6
All of the following are covered as supplementary payments under the liability section of the PAP EXCEPT
on a liability judgment covered by the policy.
7
Which of the following situations would be covered by the liability section of an unendorsed PAP if the insured is legally liable?
rented house.
8
What is the purpose of the extended nonowned liability coverage endorsement to the PAP?
liability coverage for an insured who occasionally operates a nonowned auto
9
Which of the following situations would be covered under the liability section of the PAP?
accident while road testing the insured’s auto.
10
Larry has $25,000 of bodily injury liability coverage under his PAP. This limit is the minimum amount required by his state to be considered financially responsible.
While on a vacation, Larry visited a neighboring state which has a minimum financial responsibility limit of $50,000 for bodily injury. Which of the following statements describes the situation for Larry while he was in the neighboring state?
automatically provided $100,000 of liability coverage.
11
John occasionally borrows the car of his friend, Sophie. Sophie has a PAP with liability limits of 100/300/50. John also has a PAP, and his liability limits 250/500/50. John had an accident while using Sophie’s car and was found to be legally liable for $300,000 in bodily injury liability for injuries suffered by one person. How much will be paid by each policy?
pay $150,000, John’s policy will pay $150,000.
12
Which of the following statements about the medical payments coverage of the PAP is true?
within 30 days of the accident.
13
Which of the following is a covered person under the medical payments coverage of the PAP?
named insured while she is operating her car as a taxi
14
Tony has an unendorsed Personal Auto Policy which provides medical payments coverage. Under which of the following circumstances would the injured person be eligible for benefits under Tony’s policy?
driven by Tony is injured when Tony hit another vehicle.
15
In which of the following situations would medical payments be paid under an unendorsed PAP?
incurred in an auto while it is used in a share-the-expense car pool
16
Which of the following statements about the uninsured motorists coverage of the PAP is true?
purchased, the maximum benefit is normally limited to $1,000.
17
Which of the following persons is (are) insured under the uninsured motorists coverage of the PAP?
motorist
18
All of the following are considered to be uninsured vehicles for purposes of the uninsured motorists coverage of the PAP EXCEPT
19
Joyce was injured by an uninsured drunk driver while she was riding in a friend’s car. Joyce and her friend each have a PAP with an uninsured motorists limit of $50,000. How much will be paid by each policy if it is
determined that Joyce has $70,000 of bodily injuries?
20
All of the following statements about Part D (coverage for damage to your auto) of the PAP are true
EXCEPT
21
Which of the following is considered to be a collision loss under Part D (coverage for damage to your auto) of the PAP?
a deer.
22
John has an auto which is covered for collision losses subject to a $250 deductible. Kate’s auto also has collision coverage but her deductible is $500. Which of the following statements describes how a $2,000
collision loss will be paid if it occurs when John borrows Kate’s car because his car is in the shop for repairs?
23
All of the following losses are
excluded under Part D (coverage for damage to your auto) of an unendorsed PAP EXCEPT
24
The insurance company’s options for settling
a collision loss to a covered auto under the PAP include which of the following?
25
Duties of an insured after a collision loss covered under the PAP include which of the following?
insured believes he or she caused the collision.
26
In addition to providing coverage in the United States, its territories and possessions, and Puerto Rico, where else does the PAP provide coverage?
27
All of the
following statements about the termination provisions of the PAP are true EXCEPT
notice is given prior to the end of the policy period.
28
The purpose of the Miscellaneous-Type Vehicle Endorsement to the PAP is to
the permission of the owner.
29
Which of the following statements about the Miscellaneous-Type Vehicle Endorsement to the PAP is (are) true?
30
Ken purchased a
PAP with liability limits of 100/300/50, medical payments coverage, and collision coverage. Ken fell asleep while driving late night. He crossed the center line and hit a car approaching from the other direction. The following losses occurred:
—The driver of the other car suffered $30,000 in bodily injuries.
—Ken’s car sustained $5,000 in damages.
—Ken incurred $5,000 in medical expenses.
—The car that Ken hit was a total loss.
Which of Ken’s Personal Auto Policy
(PAP) coverages will cover the other driver’s medical expenses?
31
Ken purchased a PAP with liability limits of 100/300/50, medical payments coverage, and collision coverage. Ken fell asleep while driving late night. He crossed the center line and hit a car approaching from the other direction. The following
losses occurred.
—The driver of the other car suffered $30,000 in bodily injuries.
—Ken’s car sustained $5,000 in damages.
—Ken incurred $5,000 in medical expenses.
—The car that Ken hit was a total loss.
Which of Ken’s Personal Auto Policy (PAP) coverages will cover the damage to Ken’s car?
32
Ken purchased a PAP with liability limits of 100/300/50, medical payments coverage, and collision coverage. Ken fell asleep while driving late night. He crossed the center line and hit a car approaching from the other direction. The following losses occurred.
—The driver of the other car suffered $30,000 in bodily injuries.
—Ken’s car sustained $5,000 in damages.
—Ken incurred $5,000 in medical expenses.
—The car that Ken hit was a total loss.
Which of
Ken’s Personal Auto Policy (PAP) coverages will cover Ken’s medical expenses?
33
Ken purchased a PAP with liability limits of 100/300/50, medical payments coverage, and collision coverage. Ken fell asleep while driving late night. He crossed the center line and hit a car approaching from the other direction. The
following losses occurred.
—The driver of the other car suffered $30,000 in bodily injuries.
—Ken’s car sustained $5,000 in damages.
—Ken incurred $5,000 in medical expenses.
—The car that Ken hit was a total loss.
Which of Ken’s Personal Auto Policy (PAP) coverages will cover the damage to the car that Ken hit?
34
Sarah purchased a Personal Auto Policy with liability limits of 50/100/25. Sarah ran a stop sign and hit a van. The van sustained $15,000 in damages. The following bodily injuries were suffered by passengers in the van: Passenger #1, $15,000; Passenger #2, $60,000; and Passenger #3, $10,000. Sarah sustained $5,000 in medical expenses, and Sarah’s car sustained $10,000 in damages. How much will Sarah’s insurer pay under Part A: Liability Coverage?
$90,000
35
Patricia purchased a Personal Auto Policy (PAP). Her car was rear-ended by a driver who fled the scene. Patricia suffered whiplash, migraine headaches, and she was unable to work. Which of the following coverages will cover her lost work earnings?
36
Rob purchased a Personal Auto Policy (PAP) with collision and other-than-collision coverage. Which of the following losses would be covered under his policy?
37
Angie was injured when her car was struck by a driver who ran a red light. The other driver carried the minimum liability coverage necessary to be considered financially responsible. Angie’s injuries were $15,000 above the minimum bodily injury limit. There is a coverage that can be added to the PAP that applies when a negligent driver carries the minimum liability insurance required by the state, but is less than the insured’s actual damages for bodily injury. This coverage is
called
38
Dennis was involved in an accident. He believes the damage to his auto is $7,000. His insurer believes the damage is only $3,500. Which PAP provision is designed to handle disputes between the insurer and the insured over the amount of the loss?
provision
39
Which of the following statements concerning the collision damage waiver when renting an auto is true?
only
40
Which of the following statements is (are) true with respect to the collision damage waiver on rented cars?
41
The purpose of gap insurance is to
family members or passengers in the insured auto.
42
A car damaged in an auto accident may have reduced market or resale value after it is repaired. Some insureds have sought to recover this reduction in market or resale value. This loss in value is called
43
If the value of a vehicle is increased after repairs, such as repainting an entire auto when only one fender or door is damaged, the insurer will not pay for the increase in value. Another name for the increase in value is
44
The 2005 PAP states that the insurer has no duty to
provide coverage if the insured fails to comply with certain listed duties. In practice, however, the insurer is only relieved of its duty to provide coverage if
45
Which statement concerning towing and labor
coverage under the PAP is (are) true?
46
A vehicle is considered a constructive total loss when
47
Owen’s car is insured under a Personal Auto Policy (PAP). A hail storm occurred one evening, and his car was severely damaged. Which PAP coverage, if Owen purchased it, would cover this damage to his auto?
uninsured motorists property damage
48
Kelly was hit by a car while she was walking to the park. She incurred $750 in medical costs a hospital emergency room. Kelly has coverage for this charge under which of her Personal Auto Policy (PAP) coverages?
49
Which of the following statements is true about uninsured motorists coverage under the Personal Auto Policy?
50
The appraisal provision in the Personal Auto Policy is used to determine the
51
Dan picked up his
friend Rodney to drive to their softball trò chơi. Both Dan and Rodney have a Personal Auto Policy (PAP) with $5,000 of medical payments coverage. Dan hit a parked car, and Rodney was injured, incurring $9,000 of medical expenses. How will this claim be settled under the other insurance provision of the PAP?
$5,000.
52
After the Personal Auto Policy has been in force for 60 days (or is a renewal policy), all of the following are grounds for the insurer to cancel the policy EXCEPT
insured in the application process
53
Jenny purchased a Personal Auto Policy (PAP) that included property damage liability, collision coverage, medical payments coverage, and other-than-collision coverage. Jenny had too much alcohol to drink a graduation party. While driving home from the party, Jenny ran off the road and hit a tree. Police responded to the accident, and Jenny was arrested for driving
under the influence of alcohol. Which of the following statements is true regarding the damage to Jenny’s car?
54
Gary
purchased a Personal Auto Policy (PAP) that included collision coverage. Gary lost control of his vehicle on an icy road. He slid across the center line into oncoming traffic. Another vehicle hit his car, causing severe damage to it. Ignoring any deductible, what is the insurer’s liability for damage to Gary’s car?
actual cash value or the amount necessary to repair or replace the vehicle
55
All of the following are considered to be a covered auto under the Personal Auto Policy EXCEPT
Which of the following is not an insured under a personal auto policy?
The Personal Auto Policy may be used to insure all of the following, except: A motorcycle; A motorcycle would not be covered unless added by endorsement.
What is excluded in a personal auto policy?
Bodily and property damage liability exclusions. Most policies plainly state they don’t provide liability coverage: If an insured has intentionally caused injury or property damage . For property damage to property owned (or being transported) by the insured.
Which of the following would not be covered under a personal auto policy quizlet?
All of the following are exclusions that apply to liability coverage under a personal auto policy EXCEPT: Bodily injury or property damage caused accidentally by the insured.
Which of the following is covered under a personal auto policy?
Personal automobile insurance covers private passenger vehicles. It provides protection against economic loss to an insured from bodily injury or property damage to others (liability) arising from the operation, maintenance, or use of a covered automobile.
Tải thêm tài liệu liên quan đến nội dung bài viết All of the following vehicles can be insured under an unendorsed personal auto policy EXCEPT
Khỏe Đẹp
Son
Reply
1
0
Chia sẻ
Chia Sẻ Link Down All of the following vehicles can be insured under an unendorsed personal auto policy EXCEPT miễn phí
Bạn vừa tìm hiểu thêm nội dung bài viết Với Một số hướng dẫn một cách rõ ràng hơn về Video All of the following vehicles can be insured under an unendorsed personal auto policy EXCEPT tiên tiến và phát triển nhất và Chia SẻLink Download All of the following vehicles can be insured under an unendorsed personal auto policy EXCEPT Free.
Giải đáp vướng mắc về All of the following vehicles can be insured under an unendorsed personal auto policy EXCEPT
Nếu sau khi đọc nội dung bài viết All of the following vehicles can be insured under an unendorsed personal auto policy EXCEPT vẫn chưa hiểu thì hoàn toàn có thể lại phản hồi ở cuối bài để Tác giả lý giải và hướng dẫn lại nha
#vehicles #insured #unendorsed #personal #auto #policy